• The passage of The One Big Beautiful Bill Act (OBBBA) marks one of the most significant shifts in estate planning in more than a decade. Most notably, it permanently sets the federal unified estate and gift tax exclusion at $15 million per individual ($30 million for married couples), effective 1/1/ 2026 and indexes for inflation thereafter. This move averts the previously scheduled reduction and provides long-term certainty to implement wealth transfer strategies.

PPLI distinguishes itself by combining insurance protection, investment flexibility, tax advantages, and estate planning benefits.

Throughout the year, it’s common for clients to implement tax-saving or risk management strategies. However, these adjustments often are...

Litigation is one of the most common causes of personal bankruptcy. The threat posed by a multimillion-dollar legal action is real, and...